:root{
  --bg:#ffffff; --ice:#eef4fb; --ice2:#e2ecf8; --line:#cfdbea; --rule:#d9e3ef;
  --ink:#0f1b2d; --navy:#14284b; --muted:#4a5a72;
  --cobalt:#1d4ed8; --cobalt-d:#163fb3; --cobalt-l:#dbe6ff;
  --amber:#f2a516; --amber-ink:#7a4f00; --amber-bg:#fff4dc;
  --ok:#11683c; --warn:#8a3b00; --err:#b42318;
  --r:4px; --max:1180px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.65 var(--font);overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--cobalt)}
a:hover{color:var(--cobalt-d)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:2px}
h1,h2,h3{color:var(--navy);line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5.2vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.55rem,3vw,2.2rem);font-weight:800}
h3{font-size:1.18rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
@media(min-width:720px){.wrap{padding:0 28px}}
.skip{position:absolute;left:-9999px;top:8px;background:var(--navy);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:8px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--cobalt)}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--amber)}
.lead{font-size:1.15rem;color:var(--muted);max-width:62ch}
.muted{color:var(--muted)}
.small{font-size:.9rem}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--rule);backdrop-filter:saturate(1.4) blur(6px)}
.hdr .wrap{display:flex;align-items:center;gap:18px;min-height:66px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.2rem;letter-spacing:-.02em;min-height:44px}
.logo svg{width:34px;height:34px}
.logo b{color:var(--cobalt)}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav a{display:flex;align-items:center;min-height:44px;padding:0 12px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.97rem;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current="page"]{color:var(--cobalt);border-bottom-color:var(--cobalt)}
.nav .btn{margin-left:8px;border-bottom:0}
.menu-btn{display:none;margin-left:auto;min-width:44px;min-height:44px;border:1px solid var(--line);background:#fff;border-radius:var(--r);color:var(--navy);font:inherit;font-weight:700;padding:0 12px}
@media(max-width:899px){
  .menu-btn{display:inline-flex;align-items:center;gap:8px}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--rule);flex-direction:column;align-items:stretch;padding:8px 16px 16px;box-shadow:0 12px 24px rgba(15,27,45,.08)}
  .nav.open{display:flex}
  .nav a{border-bottom:1px solid var(--rule)}
  .nav .btn{margin:12px 0 0;justify-content:center}
  .no-js .nav{display:flex;position:static;box-shadow:none;border:0;padding:0 0 8px}
  .no-js .menu-btn{display:none}
  .no-js .hdr .wrap{flex-wrap:wrap}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:var(--r);border:2px solid var(--cobalt);background:var(--cobalt);color:#fff;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;clip-path:polygon(0 0,calc(100% - 10px) 0,100% 10px,100% 100%,0 100%)}
.btn:hover{background:var(--cobalt-d);border-color:var(--cobalt-d);color:#fff}
.btn.ghost{background:#fff;color:var(--cobalt)}
.btn.ghost:hover{background:var(--cobalt-l);color:var(--cobalt-d)}
.btn.sm{min-height:44px;padding:0 16px;font-size:.95rem}
.btn[aria-disabled="true"]{background:#9aa8bd;border-color:#9aa8bd;pointer-events:none}
.linkbtn{background:none;border:0;padding:0;font:inherit;color:var(--cobalt);text-decoration:underline;cursor:pointer;min-height:44px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}

/* sections */
section{padding:64px 0}
.band{background:var(--ice);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.sec-head{max-width:760px;margin-bottom:30px}
.grid{display:grid;gap:20px}
@media(min-width:720px){.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.g4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;position:relative}
.card.cut{clip-path:polygon(0 0,calc(100% - 18px) 0,100% 18px,100% 100%,0 100%)}
.card h3 a{text-decoration:none;color:var(--navy)}
.card h3 a::after,.card h2 a::after{content:"";position:absolute;inset:0}
.card:has(h3 a):hover,.card:has(h2 a):hover{border-color:var(--cobalt)}
.article>*{min-width:0}
.card .more{font-weight:700;color:var(--cobalt)}

/* hero */
.hero{padding:56px 0 48px;background:linear-gradient(180deg,#fff 0%,var(--ice) 100%);border-bottom:1px solid var(--rule)}
.hero .wrap{display:grid;gap:36px;align-items:center}
@media(min-width:960px){.hero .wrap{grid-template-columns:1.05fr .95fr}}
.hero-art{border:1px solid var(--line);background:#fff;border-radius:var(--r);padding:12px}
.hero-facts{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:22px;padding:0;list-style:none;font-size:.95rem;color:var(--muted)}
.hero-facts li{display:flex;gap:8px;align-items:center}
.hero-facts li::before{content:"";width:8px;height:8px;background:var(--amber);transform:rotate(45deg)}
.seller-note{font-size:.88rem;color:var(--muted);margin-top:14px}
.page-hero{padding:44px 0 34px;background:var(--ice);border-bottom:1px solid var(--rule)}
.crumbs{font-size:.88rem;margin-bottom:14px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0}
.crumbs li+li::before{content:"/";margin-right:6px;color:var(--muted)}
.crumbs a{display:inline-block;padding:4px 0}

/* readiness tool */
.tool{display:grid;gap:24px}
@media(min-width:960px){.tool{grid-template-columns:1fr 1fr}}
.tool form{background:#fff;border:1px solid var(--line);padding:22px;border-radius:var(--r)}
fieldset{border:0;padding:0;margin:0 0 20px}
legend{font-weight:800;color:var(--navy);margin-bottom:10px;padding:0}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;width:1px;height:1px}
.chip span{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;border:1.5px solid var(--line);border-radius:var(--r);background:#fff;cursor:pointer;font-weight:600;font-size:.95rem;color:var(--navy)}
.chip input:checked+span{border-color:var(--cobalt);background:var(--cobalt-l);color:var(--cobalt-d);box-shadow:inset 0 -3px 0 var(--cobalt)}
.chip input:focus-visible+span{outline:3px solid var(--amber);outline-offset:2px}
.result{background:#fff;border:1px solid var(--line);border-top:4px solid var(--cobalt);padding:22px;border-radius:var(--r)}
.result h3{margin-bottom:4px}
.checklist{list-style:none;padding:0;margin:16px 0 0;counter-reset:c}
.checklist li{counter-increment:c;position:relative;padding:14px 0 14px 46px;border-top:1px solid var(--rule)}
.checklist li::before{content:counter(c,decimal-leading-zero);position:absolute;left:0;top:14px;font-weight:800;color:var(--cobalt);font-size:.9rem;width:34px;height:26px;display:grid;place-items:center;background:var(--cobalt-l);clip-path:polygon(0 0,80% 0,100% 30%,100% 100%,0 100%)}
.checklist strong{color:var(--navy)}
.tag{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:2px 8px;border-radius:2px;margin-left:6px;vertical-align:2px}
.tag.v{background:#e3f4ea;color:var(--ok)}
.tag.c{background:var(--amber-bg);color:var(--amber-ink)}
.tag.g{background:var(--ice2);color:var(--navy)}

/* plans */
.picker{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.picker-grid{display:grid;gap:24px}
@media(min-width:900px){.picker-grid{grid-template-columns:1.2fr 1fr}}
.summary{background:var(--ice);border:1px solid var(--line);padding:22px;border-radius:var(--r);clip-path:polygon(0 0,calc(100% - 22px) 0,100% 22px,100% 100%,0 100%)}
.price{font-size:3rem;font-weight:800;color:var(--navy);letter-spacing:-.03em;line-height:1}
.price small{font-size:1rem;font-weight:700;color:var(--muted);letter-spacing:0}
.summary dl{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;margin:16px 0;font-size:.95rem}
.summary dt{color:var(--muted)}
.summary dd{margin:0;font-weight:700;color:var(--navy)}
.err{color:var(--err);font-weight:700}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.96rem}
th,td{padding:12px 14px;border-bottom:1px solid var(--rule);text-align:left}
thead th{background:var(--ice);color:var(--navy);font-size:.85rem;text-transform:uppercase;letter-spacing:.05em}
tbody th{color:var(--navy)}
td a{font-weight:700;display:inline-flex;min-height:44px;align-items:center}
.note{border-left:4px solid var(--amber);background:var(--amber-bg);padding:14px 16px;border-radius:0 var(--r) var(--r) 0;font-size:.95rem;margin:18px 0}
.note.blue{border-left-color:var(--cobalt);background:var(--cobalt-l)}

/* timeline */
.journey{list-style:none;padding:0;margin:0;display:grid;gap:0;counter-reset:s}
@media(min-width:900px){.journey{grid-template-columns:repeat(4,1fr)}}
.journey li{counter-increment:s;position:relative;padding:58px 20px 22px;border-top:2px solid var(--line);background:#fff;border-right:1px solid var(--rule)}
.journey li::before{content:"0" counter(s);position:absolute;top:14px;left:20px;font-weight:800;font-size:1.25rem;color:var(--cobalt)}
.journey li::after{content:"";position:absolute;top:-6px;left:20px;width:10px;height:10px;background:var(--amber);transform:rotate(45deg)}
.journey h3{font-size:1.05rem}

/* devices */
.card>svg{width:64px;height:64px;margin-bottom:12px}
.matrix td,.matrix th{vertical-align:top}

/* article */
.article{display:grid;gap:40px;padding:44px 0 64px}
@media(min-width:1000px){.article{grid-template-columns:minmax(0,1fr) 300px}}
.prose{max-width:72ch}
.prose h2{margin-top:1.8em;font-size:1.6rem}
.prose h3{margin-top:1.4em}
.prose li{margin-bottom:.45em}
.meta-line{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:.9rem;color:var(--muted);margin-top:12px}
.evidence{border:1px solid var(--line);background:#fff;padding:14px 16px;border-radius:var(--r);font-size:.92rem;margin:20px 0}
.evidence b{color:var(--navy)}
.aside .card{position:sticky;top:90px}
.tree{border-left:3px solid var(--cobalt);padding-left:18px;margin:16px 0}
.tree .q{font-weight:800;color:var(--navy)}
pre.tpl{background:var(--ice);border:1px solid var(--line);padding:16px;border-radius:var(--r);white-space:pre-wrap;font-size:.92rem}
.printable{border:2px dashed var(--line);padding:20px;border-radius:var(--r)}
.printable ul{list-style:none;padding:0}
.printable li{padding:6px 0 6px 32px;position:relative}
.printable li::before{content:"";position:absolute;left:0;top:10px;width:18px;height:18px;border:2px solid var(--navy)}

/* faq */
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:18px 40px 18px 0;font-weight:700;color:var(--navy);position:relative;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:14px;font-size:1.5rem;color:var(--cobalt)}
.faq details[open] summary::after{content:"\2212"}
.faq details>div{padding:0 0 18px}

/* forms */
label.f{display:block;font-weight:700;color:var(--navy);margin:14px 0 6px}
select,input[type=text],textarea{width:100%;min-height:46px;border:1.5px solid var(--line);border-radius:var(--r);padding:10px 12px;font:inherit;background:#fff;color:var(--ink)}
textarea{min-height:120px}

/* footer */
.ftr{background:var(--ice);border-top:1px solid var(--line);padding:48px 0 28px;font-size:.95rem}
.ftr .cols{display:grid;gap:28px}
@media(min-width:800px){.ftr .cols{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.ftr h2{font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;color:var(--navy);margin-bottom:10px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li a,.ftr li button{display:inline-flex;align-items:center;min-height:40px}
.ftr .legal{border-top:1px solid var(--line);margin-top:28px;padding-top:18px;color:var(--muted);font-size:.86rem}

/* chat status */
.chat-status{position:fixed;left:16px;right:16px;bottom:calc(16px + env(safe-area-inset-bottom));z-index:60;max-width:420px;margin:0 auto;background:#fff;border:1px solid var(--line);border-top:4px solid var(--cobalt);box-shadow:0 14px 30px rgba(15,27,45,.16);padding:16px 18px;border-radius:var(--r);font-size:.95rem}
.chat-status[hidden]{display:none}
.chat-status .x{position:absolute;right:6px;top:6px;min-width:44px;min-height:44px;background:none;border:0;font-size:1.3rem;cursor:pointer;color:var(--navy)}

@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.hdr,.ftr,.aside,.actions,.chat-status,.no-print{display:none!important}body{font-size:12pt}}